Sanduk is a member-driven cooperative fund where Tech Department employees contribute monthly to support colleagues facing emergencies through grants and interest-free loans.
Designed to help our community members when they need it most.
Apply for membership. The committee reviews applications based on eligibility.
Contribute a small monthly fee. Funds go directly to the secure Sanduk pool.
Facing an emergency? Submit a request for assistance to the committee.
Get approved for an emergency grant or an interest-free good faith loan.
Discover the advantages of being part of our cooperative family.
Loans are completely interest-free, helping members without adding financial burden.
Qualify for non-repayable grants during severe emergencies and urgent situations.
Elected observers oversee all decisions, ensuring proper fund management.
Committee members are elected by you, ensuring the community has a voice.
Choose a contribution tier that fits your budget. Open to all Tech employees.
Be part of a caring community. Your contributions directly help colleagues.
The Sanduk Committee is the governing body consisting of elected members and observers. This structure ensures democratic representation and absolute transparency in all financial operations.
Manage accounts, evaluate applications, and approve grants.
Oversee operations to ensure zero corruption and compliance.
All positions are voted on by Sanduk members periodically.
Choose a contribution level that fits your budget.
Find answers to common questions about Zain Sanduk.
Any employee of the Zain Tech Department is eligible to apply for membership. The Sanduk Committee will review your application based on eligibility criteria.
Members can submit a request through the Sanduk portal. You'll need to provide details about your situation. The committee evaluates requests for grants or interest-free loans.
A grant is financial assistance that does not need to be repaid (for severe emergencies). A loan is interest-free money that you repay over time.
All 5 committee members and 2 observers are democratically elected by Sanduk members. Elections are held periodically.
Yes, you can request to change your membership tier at any time. Changes typically take effect at the beginning of the next month.